Depending on how much embroidery you will be doing will depend on what type of machine you will want.
I have a PR620 made by Brother. It is a smaller machine but meets most of my needs. You can get one with all the attachments for about $10K. Or course I have tons of extra attachments that I thought I needed LOL. I use
www.artworksource.com for my digitizing or vitor at
http://vitordesigns.blogspot.com/2006/07/my-designs.html they are both very reasonable and do great work. I started 10 years ago on a home embroidery machine and knew absolutely nothing about it. You learn as you go and I don't really think it is that hard to learn. The digitizing is hard to learn. I do a lot of my own simple stuff. There are basic programs out there and then you can pay for upgrades as you go. If you have any questions please feel free to PM me anytime.
Tracee